SaaS Capital is the leading provider of growth debt designed explicitly for B2B SaaS and subscription AI application companies. SaaS Capital’s growth debt is structured to provide a significant source of committed funding, deployment flexibility, and lower overall cost of capital, all while avoiding the loss of control associated with selling equity. SaaS Capital was the first to offer lending alternatives to SaaS businesses based on their future recurring revenue. Since 2007, SaaS Capital has committed more than $375 million in growth debt facilities to deliver better outcomes for more than 120 clients, resulting in more than $2 billion in total enterprise value created.
SaaS Capital lends $2M to $15M to B2B Subscription AI and Software (SaaS) companies with $3M in ARR and up, registered and banked in the U.S., Canada, Ireland, or the U.K. Companies do not need to be venture-backed, nor do they need to be profitable. The borrowing base formula is typically 5x to 8x monthly subscription revenue.
